Bishkek, Dec. 18, 2025 /Kabar/. In Kyrgyzstan, 26 families were able to purchase their own homes in one month thanks to Kelechek mortgage product, which continues to gain popularity among the population as an effective support tool for those lacking funds for down payment. According to the Guarantee Fund, as of December 17, 2025, since the launch of the "Kelechek" mortgage product, 78 guarantees have been issued for a total of over 94.2 million soms, providing citizens with access to mortgage loans totaling over 379.1 million soms.
"You can apply for the Kelechek mortgage guarantee at six partner banks: Aiyl Bank, Eldik Bank, MBank, Dos-Kredobank, Commercial Bank KSB, and Demir Kyrgyz International Bank" the organization noted.
Key terms of Kelechek product:
- At least 12 months of continuous employment or entrepreneurial activity;
- Mortgage financing amount: up to 10,000,000 soms;
- Security amount: up to 30% of the purchase price;
- Commission: 2% of the guarantee amount.
As a reminder, the Kelechek mortgage product was launched in May 2025 to support citizens experiencing difficulties making down payments on mortgages.